Location: City of London (with regional flexibility and hybrid working options)
Salary: £28,000 – £32,000 per annum + performance-based bonus
About Us
This is your opportunity to step into the world of insurance underwriting—a fast-moving, client-focused profession where logic, analysis, and sound judgment come together. We’re looking for an enthusiastic and detail-driven individual to join our underwriting team as a Junior Insurance Underwriter.
You’ll play a key role in evaluating insurance applications, supporting senior underwriters in making fair and accurate decisions. From working on live risk assessments to engaging directly with brokers and agents, this role offers a perfect blend of technical learning and real-world experience. It’s a career pathway that grows with you—whether you aspire to specialise in complex risk or lead underwriting strategy in the future.
Key Responsibilities
- Reviewing and interpreting insurance proposals to help determine policy eligibility and terms.
- Analysing potential risk factors using internal data tools and established underwriting criteria.
- Assisting with drafting policy terms and pricing recommendations under supervision.
- Working directly with brokers and relationship managers to gather further information and explain underwriting decisions.
- Contributing to renewal assessments by evaluating any shifts in insured circumstances.
- Keeping up to speed with developments in underwriting standards, product regulations, and market trends—particularly those impacting operational and personal lines insurance.
What We’re Looking For
- A university degree (2:2 or above) in Business, Risk Management, Economics, or a related field.
- Someone who enjoys evaluating information and applying reasoned judgement.
- Confidence working with both numbers and people—you’re as comfortable reviewing spreadsheets as you are speaking with clients.
- Strong organisational skills and the ability to manage multiple cases at different stages.
- A clear desire to build a career in insurance underwriting, with evidence of prior interest or early exposure. manage multiple tasks and deadlines with professionalism and accuracy.
- We expect candidates to be actively engaged in ongoing professional learning—this could include working towards a qualification attending industry workshops, courses, or regulatory updates.
What We Offer
- Full sponsorship and support to gain Chartered Insurance Institute (CII) qualifications.
- On-the-job training with access to underwriting mentors and risk specialists.
- Hybrid working pattern with three days per week in our London office.
- Private healthcare, life assurance, and enhanced annual leave.
- Team social events, early Friday finishes, and seasonal bonuses.
- Defined career progression framework to help you grow within underwriting or across our wider business functions.
Application Process
Please submit your CV and a short personal statement explaining your motivation for joining the insurance industry and your interest in underwriting specifically. If shortlisted, you’ll be invited to a virtual interview and an interactive assessment task designed to evaluate decision-making and attention to detail.
Why This Role? Why Now?
Because the insurance industry is changing—and we’re looking for fresh thinkers to be part of that change. Join us and discover how your decisions can shape outcomes, protect people, and deliver real-world impact in every policy you help underwrite. We’re not just looking for your CV—we’re looking for your potential.
